In business we identify and recognise risk, assess it and then plan contingencies.
Why would you do anything other than this if you look at travel be it business travel or leisure travel.
Run through the contingencies, under different scenarios and try to recognise in advance the situations that can occur, so when they do, you take them in your stride reacting in a way that you would want.
There is only one thing worth risking anything for. It’s your life and that of your loved ones. If you are risking your life for anything else you are making a mistake.